Why Was My Mortgage Application Rejected: Test Interest Rates
Find out one of the behind-the-scenes reasons why the bank has rejected your mortgage application and what test interest rates are.
What Type of Income Do I Need To Get a Mortgage
Banks don't like you, and that may very well be because even though you earn a lot, you don't have the right type of income to get a mortgage. So what type of income is needed to get a mortgage?
Why Was My Mortgage Application Rejected: Benchmark Lifestyle Expenses
One of the reasons your mortgage application might have been denied is due to benchmark lifestyle expenses. When you declare your expenses in your application, even if they’re accurate, the bank will increase them, if they are lower than their minimum amount for that expense.
Paying Your Kids for Chores: What We Learned
Paying your kids for chores - should you do it? One of the ways to make a difference for your family and community is to teach your kids about money and how to make wise choices with it.
How to Reduce Risk while Wealth Building
Learn how to reduce your financial risk while wealth building. In a perfect world, all your investments would always increase in value, income would continually flow in and your plans would always have the best outcomes. But this isn’t the perfect world.
Four Reasons to Pay off Your Mortgage before Investing in Shares
Learn four important reasons as to why you should pay off your mortgage before you invest in the share market. Your plan for getting mortgage and financially free is coming together and now you’re wondering what’s the best way to invest your seed capital.
How to do a Simple Financial Health Check
Learn how to do a simple financial health check and identify any red flags such as debt, overspending and more. Your income is the greatest asset you have. With it you not only take care of your and your family’s current needs, but you also have the power to secure your financial future by building wealth.
Four Types of Spending and How Much Each Should Be
Learn about the different types of spending and how much each should be with our spending plan and take control of your finances. Understanding each type of spending will help you get an overview of your spending, quickly adjust your spending plan when needed, and allow you to do simple financial health checks periodically.
How to Have Fulfilment When Retiring Early or at 65
Learn how to have fulfilment when retiring early or at 65. After working for 10-30+ years building wealth and security for the future, this is your time to realise your dreams.
Why You Need an Insurance Advisor
Learn why you need an excellent insurance advisor for your property investments and the main benefits of having an insurance advisor.