Whether you’re after your next home purchase, an investment property, or are at the very start of your home buyer journey, the team at Futurebound can help. We work with the banks to find the best borrowing available for your individual circumstances.

Buying Your First Home

We are so excited to be joining you on your journey to getting you into your very first home. We understand that buying your first home can be daunting, after all, it’s probably the biggest purchase you will ever make. Remember, your house will be a huge asset and will open a lot of doors when it comes to building wealth. Our mortgage brokers always have your best interests in mind. Unlike going directly to the bank, our mortgage brokers negotiate with several different lenders to ensure you get the very best deal tailored to your financial situation.

Buying Your Next Home

We believe that everyone should have the financial ability to live the life they want. Whether your family has grown, you’re looking to downsize, or are after something bigger, in a better location, or a new reno project to take on etc. we totally get it. Our Mortgage Brokers can help you figure out how the equity in your current home can help you purchase your next home, as well as arrange a plan that works best for you when it comes to the sale or rental of your current home.

Buying an Investment Property

Homeownership is a great way to build financial freedom for yourself and your family. Purchasing an investment property can be a great way to gain a passive income to set yourself up for retirement or to create a bit more financial freedom. If you already have an existing home, you may not even have to save for another deposit! Our brokers can calculate the equity you have in your current property and, in most cases, use this for the deposit on your new investment property. 

Plan on Refinancing?

When you come to the end of your home loan’s fixed interest rate period, you might want to consider refixing or refinancing your home loan at a more competitive rate. Don’t let your fixed rate reviews cause you any stress. The team at Futurebound will give you the advice you need and guide you through the process. 

Wanting to Top Up Your Mortgage?

Topping up your mortgage allows you to borrow more money in addition to your home loan, using the equity you have in your property or the amount you have already paid off. There are many valid reasons why you might be looking to pull some equity out of your property to use elsewhere. Our team can assist you in talking with the banks regarding your financial position and serviceability. 

Refixing Your Mortgage

We believe the path to financial freedom shouldn’t be a secret. If it feels like all your money is getting sucked up by mortgage repayments, we’ll be able to tell you where you can refinance or restructure your mortgage to get a better deal. We’ll also check your current mortgage and make sure that your repayments are helping you achieve your financial goals.

Mortgage Advice Fees

Most mortgage fees are covered by the bank, however there are some specific mortgage fees which aren’t covered. To find out if these fees apply to you, click the button below. 

Benefits of Using Futurebound

Buying a home is the biggest purchase most Kiwis will ever have. The right advice and guidance can mean the difference of $100,000s.

We specialise in mortgages for wealth-building

Investment properties can be a great way to build your wealth and receive a passive income. Our team can show you how to use the equity in your current home to buy an investment property without using a cash deposit and how to structure your mortgages to ensure your get the best return on investment.

We have a 93% home loan approval rating*

We are committed to getting you approved for the home loan you need. Obstacles don’t intimidate us!

Access to our Fast Track Your Mortgage Plan Lite*

All new lending over $300,000 receives access to our Fast Track Your Mortgage Plan Lite. This guide will help you pay off your mortgage up to three times as fast, saving you tens of thousands of dollars every year in interest costs. 

Stay on track towards financial freedom

Each year you’ll receive a comprehensive review of your mortgage including equity position, ability to buy your first or next investment property, insurance review and an update on your mortgage debt reduction plan. 


Book a 15-minute mortgage chat

You will get a review of your situation and advice regarding how to meet your financial goals going forward


“Don’t leave your financial freedom to chance, Jeff is incredibly knowledgeable and passionate about helping build a better future. Highly recommend Jeff and the team if you have a property and are looking to increase your wealth by looking at buying an investment property. With Jeff’s help it is easier than you may think!”




“He arranged loan approvals from multiple banks with best interest rate. Jeff was very helpful and supportive to us in buying our first home. He arranged loan approvals from multiple banks with best interest rates. Very patiently answered all my stupid questions and advised us on bank loan repayments and finance planning. This actually helped us a lot to get through the stressful times. I would definitely recommend to anyone wants to get into the market.”



“Jeff is a really nice and considerate guy who really has your best interests at heart. He’s helped shave off tens of thousands of dollars of interest repayments, as well as helped me understand and implement ways to cut my mortgage repayment timeframe by about two-thirds. Thanks, Jeff and the team!”