Because Nobody Should Ever Get a Mortgage Without a Plan to Build Wealth Again.

Kiwis come for the best mortgage deals and discover a path to a secure financial future.

Bound to celebrate


The Journey To Mortgage & Financial Freedom Just Got




Your secret weapon to paying off a mortgage in 7-10 years, slashing up to $400,000 in mortgage interest, making millions investing in property and living an abundant lifestyle by leaps and bounds is HERE!

More than Mortgage Brokers

In addition to getting the lending you need, we use a proven process to help you:

  • confidently move through the home buying process
  • protect your assets from life’s unexpected events
  • pay off your mortgage faster than thought possible
  • learn how to use property to secure your future and leave a legacy 

Our timely and insightful advice around mortgages, financial coaching and insurance will help you find the path to a prosperous future for those you love.

Transform huge mortgage debt into cash for your dreams.

Whether it is your first home or investment property, you will always get the best interest rates and cash contributions for your financial goals with us. But you don’t have to be stuck with $100,000s of mortgage debt for long.

Our financial coaching will teach you how to shave years off your mortgage and use the equity to make money. Use the influx of cash to finally start a business, give to a cause, retire a millionaire – achieve whichever dream is on your heart.

Our Services

Advice from application to settlement and beyond.


Buying a home is the biggest purchase most Kiwis will ever make. The right advice and guidance can mean a difference of $100,000s.

We specialise in mortgages for wealth-building – Investment properties can be a great way to build your wealth and receive a passive income. Our team can show you how to use the equity in your current home to buy an investment property without using a cash deposit.

We have a 93% home loan approval rating* – We are committed to getting you approved for the home loan you need. Obstacles don’t intimidate us!

Access to our Fast Track Your Mortgage Plan Lite* All new lending over $300,000 receives access to our Fast Track Your Mortgage Plan Lite.

Fast Track Your Mortgage

Get guidance for how to get your finances ready to buy a house, create a foundation of financial health and build wealth with property.

Mortgage debt reduction – Learn how to reduce your mortgage term by 2/3rds and save $100,000s in interest costs over the lifetime of your mortgage.

Money management – Learn how to create financial health that will safeguard your future with our financial coaching which includes practical tools to ensure your stay on track.

Home buying coaching – Find out what you need to do to buy your first home, next home or investment property….at no cost!


Protect your family’s financial future from the unexpected setbacks in life. With over 20 years of expertise from Super Sure*, you’re in good hands.

Get confirmation that your house can be insured, so you can be in a better position to make an unconditional offer.

Get an idea of how much insurance will cost you with a free quote.

Tailored insurance advice for your needs and budget. We work for you – not your 

Claiming support – We understand how stressful claims can be so we’re on call to help you through the claim process.

*Our insurance advice is provided by Super Sure.

Results you can count on


Total Interest Saved since Nov 2022


Total Years Shaved off since Nov 2022


Average Interest Saved since Nov 2022


Average Years Shaved since Nov 2022

Important Information About Us

Here is some important information around our business, how we conduct ourselves, and what to do if you have an issue.

Futurebound is the trading name for Online Mortgage Brokers NZ Ltd (FSP769014) who holds a license issued by the Financial Markets Authority (FMA) to provide financial advice. Under the trading name Futurebound, services are provided including mortgage advice, debt reduction advice and budgeting advice.

Online Mortgage Brokers NZ Ltd provides mortgage, debt reduction and budgeting advice to our clients. Our related company Elias Services Ltd provides one-on-one and online course coaching to do with budgeting and debt reduction.

We provide financial advice about products from a large range of providers including ANZ, BNZ, Westpac, ASB, TSB, Sovereign, Co-op Bank, Avanti, Liberty, Resimac, NZCU, SBS, Bluestone and First Mortgage Trust.

We do not provide advice on insurance or investments but can refer for these services.

Any financial advice provided on our behalf will only take into account the information you have given us about your particular needs, financial situation or goals.

Most mortgage fees are covered by the bank, however there are some specific mortgage fees which aren’t covered. To find out if these fees apply to you, click here.

For mortgage lending, Futurebound and the financial adviser receive commissions from the lending companies that the lending was placed with. The amount of the commission is based on the amount of the loan. This can be between 0.55% and 0.85% of the loan amount. Some lenders (Sovereign, BNZ, Liberty, Resimac, Bluestone and Westpac) also pay an ongoing trail commission of 0.15%-0.20% of the loan balance.

To ensure that our financial advisers prioritise the client’s interest above their own, we follow an advice process that ensures our recommendations are made on the basis of the client’s goals and circumstances. All our financial advisers undergo annual training about how to manage conflicts of interest. We undertake a compliance audit, and a review of our compliance programme annually by a reputable compliance consultancy firm.

If you have a problem, concern, or complaint about any part of the financial advice you have received from us, you may contact us using any of the following means:

Company name: Online Mortgage Brokers NZ Ltd (FSP769014) 

Attention: The Complaints Officer 

Address: 41 Findlay Street, Tawa, Wellington

Telephone: 021 0264 7658 

Email address: 


When we receive a complaint, we will consider it following our internal complaints process: 

  • We will consider your complaint and let you know how we intend to resolve it. We may need to contact you to get further information about your complaint.
  • We aim to resolve complaints within 10 working days of receiving them. If we can’t, we will contact you within that time to let you know we need more time to consider your complaint. 
  • We will contact you by phone or email to let you know whether we can resolve your complaint and how we propose to do so. 
  • If we can’t resolve your complaint, or you aren’t satisfied with the way we propose to do so, you can contact Financial Dispute Resolution Service.

If our internal complaints process does not resolve your complaint to your satisfaction, you can contact our external independent dispute resolution scheme.  This service is free and may help investigate or resolve the complaint. 

We are a member of the Financial Dispute Resolution Services’ approved dispute resolution scheme.  You can contact them at: 

Company name: Financial Dispute Resolution Service

Address: Level 4, 142 Lambton Quay, Wellington 6011 

Postal address: PO Box 2272, Wellington 6140 

Telephone: 0800 337 337 (freephone if within New Zealand or +64 4 381 5091 (if calling outside New Zealand)

Email address: 



Our duties

Futurebound, and anyone who gives financial advice on our behalf, have duties under the Financial Markets Conduct Act 2013 relating to the way that we give advice. We are required to: 

  • give priority to your interests by taking all reasonable steps to make sure our advice isn’t materially influenced by our own interests 

  • exercise care, diligence, and skill in providing you with advice 

  • meet standards of competence, knowledge and skill set by the Code of Professional Conduct for Financial Advice Services (these are designed to make sure that we have the expertise needed to provide you with advice) 

  • meet standards of ethical behaviour, conduct and client care set by the Code of Professional Conduct for Financial Advice Services (these are designed to make sure we treat you as we should, and give you suitable advice). 

This is only a summary of the duties that we have. More information is available by contacting us, or by visiting the Financial Markets Authority website at

The Code of Conduct standards can be read here:

Online Mortgage Brokers NZ Ltd (FSP769014, trading as Futurebound) is the Licensed Financial Advice Provider. 

You can contact us at: 


Postal address: 173 E Main Road, Tawa, Wellington 5028

Phone number: 04 555 1582


Web address:

  • We are committed to informing, educating, and coaching our customers, so you can make wise financial decisions. 
  • We are committed to building pathways through obstacles to find innovative solutions for our customers. 
  • We are committed to caring for our customers and their family as part of our family. Their passions drive our goals. 
  • We are committed to providing advice that will open doors for our customers and their family for years to come. 

What Our Clients Say

With our team you’ll have the expertise on your side to help you reach your financial goals.

Don’t take our word for it. Here’s what our clients say:

5 Star Rating On:

"...have been hugely supportive, from the very start of my quest to buy my first home, through to successfully purchasing a property and ongoing reviews of my mortgage annually. I would recommend the service to anyone..."

Jessica Connolly First home & investment property champion

"...helped us to develop a plan for not only purchasing our first home but also to ensure the shortest time frame for becoming mortgage free​."

Darko Petrovic First home champion

"Extremely responsive and knowledgeable, providing easy to understand advice. Will definitely be our go to for financial advice in the future."

Kate Curran First home champion

"...have been amazing at helping steer us through the mire of finances and house purchases. Their knowledge and patience has been outstanding as we came to grips with the changes we needed to make to get us on a solid footing. Looking forward to further work together.​"

Joe Asghar Home buying champion

"...arranged loan approvals from multiple banks with best interest rates. Very patiently answered all my stupid questions and advised us on bank loan repayments and finance planning. This actually helped us a lot to get through the stressful times. I would definitely recommend to anyone wants to get into the market."

Ram Railly First home champion

"Got us a mortgage when I thought it would be impossible. Would highly recommend for all mortgages and insurance needs A++++++​"

Tehani Buchanan First home champion

On Our Blog

Here is some important information around our business, how we conduct ourselves, and what to do if you have an issue.

There are two main options when it comes to work within New Zealand; to work as an employee, or to work as a contractor. Each path offers a unique set of benefits and challenges that you may not have considered before. If you’re thinking of making a career change, are just entering into the workforce, or are thinking of buying a house and are wondering what sort of implications your work status may have on your lending ability, then keep reading.

If you’re wanting your new home or investment property to be easily maintained, central, and relatively affordable for a new build, you may be considering a townhouse or apartment. But what are the major differences between the two and how do I weigh these against each other to make an educated decision? In this article we’ll go through the pros and cons of owning a townhouse or apartment and how to align this purchase with your future goals – whatever they may be!

In today's fast-paced, hard-working world, the concept of passive income and how to obtain it is becoming increasingly popular. Who wouldn't want to earn money while sleeping, traveling, or spending time with loved ones? Passive income streams offer a way to build wealth without constantly trading time for money. For those of you who are thinking – “why don’t I just manage this property myself? It’ll save me money as opposed to working with a property manager, and it sounds relatively straightforward” approach with caution - there can be many hidden risks that you’ll uncover along the way, which may cost you thousands.