

First Home Buyers
We are so excited to be joining you on your journey to getting you into your very first home. Buying your first home can be daunting – after all, it’s the biggest purchase most people ever make, and is a huge asset that opens a lot of doors for building wealth.
Rest assured, our mortgage brokers always have your best interests in mind. Unlike going directly to the bank, our mortgage brokers negotiate with several different lenders to ensure you the very best deal tailored to your financial situation.
Our process in more detail
01
Before the initial meeting, we’ll ask you to do a bit of prep work to ensure you are familiar with the terminology during the process and have access to everything we may discuss in our first meeting. You can view our General Home Loan Terminology here.
02
At our first meeting with you, we will answer any questions you may have and will talk about your financial situation, what sort of house you’re looking to buy and in what timeframe, if you will be using your KiwiSaver etc.
03
After the initial meeting, we will send you a list of all documentation needed for your home loan application and will send you all forms that need to be filled out so we can take this to the bank.
04
We then begin to set a narrative with the bank regarding your loan application and negotiate with them on what they’re willing to offer you.
05
Once pre-approved, you can begin to put offers in on houses you’re interested in. Our lending specialists will work with you to ensure the chances of your offer being accepted are high.
06
Once your offer is accepted on a house, you can begin satisfy all bank and sale and purchase conditions before going unconditional. Once the offer goes unconditional and a portion of the deposit is paid.
07
Congratulations! You are now in the settlement phase. It is time to sign all documents and pay the rest of your deposit, choose how you’d like your mortgage to be structured and get the keys to your new home.
How to Get Your First Mortgage
Start your mortgage journey with more answers than questions
It takes a village. We can connect you with professionals to ensure your best interests.
Don’t know where to find the following professionals? No worries! If you’d like, we can connect you with one.
- A property lawyer (to go through all contracts with you, go over the LIM report for the property, ensure all conditions of the pre-approval are met etc.)
- A builder (if you’re getting a builders report on an existing home)
- An insurance broker
Benefits of Using Futurebound
Buying a home is the biggest purchase most Kiwis will ever have. The right advice and guidance can mean the difference of $100,000s.
$0 to get started promise
You see the value before we get paid. Since banks pay us a commission, most Kiwis pay nothing out of pocket for our mortgage services.
High approval rate
We are committed to getting you approved for the home loan you need. Obstacles don’t intimidate us!
Free mortgage debt reduction advice
All mortgage services come with access to our Fast Track My Mortgage Plan (valued at $2000) absolutely free! This guide will help you pay off your mortgage up to three times as fast, saving you tens of thousands of dollars every year in interest costs.
Stay on track towards financial freedom
Each year you’ll receive a comprehensive review of your mortgage including equity position, ability to buy your first or next investment property, insurance review and an update on your mortgage debt reduction plan.

Book a mortgage chat
You will get a review of your situation and advice
regarding how to meet your financial goals going forward


“Don’t leave your financial freedom to chance, Jeff is incredibly knowledgeable and passionate about helping build a better future. Highly recommend Jeff and the team if you have a property and are looking to increase your wealth by looking at buying an investment property. With Jeff’s help it is easier than you may think!”
Kayla




“He arranged loan approvals from multiple banks with best interest rateJeff was very helpful and supportive to us in buying our first home. He arranged loan approvals from multiple banks with best interest rates. Very patiently answered all my stupid questions and advised us on bank loan repayments and finance planning. This actually helped us a lot to get through the stressful times. I would definitely recommend to anyone wants to get into the market.”
Ram




“Jeff is a really nice and considerate guy who really has your best interests at heart. He’s helped shave off tens of thousands of dollars of interest repayments, as well as helped me understand and implement ways to cut my mortgage repayment timeframe by about two-thirds. Thanks, Jeff and the team!”
Rawiri