jacque, Author at Futurebound

What Happens When I Sell My First House To Buy My Next House?

Post author:jacque
Post published:July 24, 2024
Post category:Property

The current property market is looking quite bleak around the entire country. There is a more supply than demand currently, meaning that it’s a buyers market. This can be great if you’re thinking of purchasing a new house, but there may be some things that could trip you up when it comes to selling your own. In this article, we’ll discuss what the selling process involves, what the buying process involves and a top tip from our Founder and Mortgage Broker, Jeff, that might just save you from a very costly mistake and help you navigate this significant transition smoothly. Let’s get into it!

Contractor vs. Employee: Which is Best For Me?

Post author:jacque
Post published:July 11, 2024
Post category:Lending Your Money

There are two main options when it comes to work within New Zealand; to work as an employee, or to work as a contractor. Each path offers a unique set of benefits and challenges that you may not have considered before. If you’re thinking of making a career change, are just entering into the workforce, or are thinking of buying a house and are wondering what sort of implications your work status may have on your lending ability, then keep reading.

Townhouse vs. Apartment – Which Should I Buy?

Post author:jacque
Post published:July 3, 2024
Post category:Financial Coaching

If you’re wanting your new home or investment property to be easily maintained, central, and relatively affordable for a new build, you may be considering a townhouse or apartment. But what are the major differences between the two and how do I weigh these against each other to make an educated decision? In this article we’ll go through the pros and cons of owning a townhouse or apartment and how to align this purchase with your future goals – whatever they may be!

Common Property Management Mistakes

Post author:jacque
Post published:May 30, 2024
Post category:Property

When you’ve just acquired an investment property, there are a couple of decisions you need to make. One is whether or not you’re going to go with a property manager or whether you’ll manage this yourself. For those of you who are thinking – “why don’t I just manage this property myself? It’ll save me money as opposed to working with a property manager, and it sounds relatively straightforward” approach with caution - there can be many hidden risks that you’ll uncover along the way, which may cost you thousands.

How to Win a Tender – Handy Tips for Winning House Tenders

Post author:jacque
Post published:May 22, 2024
Post category:Property

In this article, we’re going to break down our top 9 straightforward, easy to implement strategies that can boost your chances in the competitive world of property tenders.

Financial Coach vs. Mortgage Advisor – What are both roles and how are they different?

Post author:jacque
Post published:May 1, 2024
Post category:Lending Your Money

The finance and property world can be a daunting one when you’re first starting out – it seems like you’re never able to just dip your toes in – you instead have to dive headfirst and immerse yourself in more lingo and jargon than you thought was humanly possible. Even the words you thought you knew the meaning of are beginning to sound strange when used in a new context, bottom line, it’s all a bit overwhelming!

Navigating the Reserve Banks New Debt-to-Income Ratio Restrictions for First Home Buyers and Homeowners

Post author:jacque
Post published:April 4, 2024
Post category:Lending

The Reserve Bank is looking to revamp its rules for retail bank mortgage lending and plans to bring in debt to income ratio (DTI) restrictions mid-way through 2024. But what is debt to income ratio, and how can it affect me as a first home buyer, homeowner or property investor?

How to Cut 20 Years Off of a Mortgage Without Increasing Regular Repayments

Post author:jacque
Post published:January 24, 2024
Post category:Lending

Learn how you can cut 20 years off your mortgage without increasing regular repayments and as a result, pay a lot less in interest, saving you hundreds of thousands of dollars.

How to get the lowest interest rates in a high-interest rate market

Post author:jacque
Post published:January 12, 2024
Post category:Lending

In this article, you’ll learn how you can achieve the lowest interest rate with your bank and how you can save on your mortgage in the current market, with two…

When will home loan interest rates go down?

Post author:jacque
Post published:January 10, 2024
Post category:Lending

When will interest rates go down in the current market? In this article, we’ll give you three tips on how to predict whether interest rates are going to go up or down.

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Latest Blogs

What Happens When I Sell My First House To Buy My Next House?
The current property market is looking quite bleak around the entire country. There is a more supply than demand currently, meaning that it’s a buyers market. This can be great if you’re thinking of purchasing a new house, but there may be some things that could trip you up when it comes to selling your own. In this article, we’ll discuss what the selling process involves, what the buying process involves and a top tip from our Founder and Mortgage Broker, Jeff, that might just save you from a very costly mistake and help you navigate this significant transition smoothly. Let’s get into it!
Contractor vs. Employee: Which is Best For Me?
There are two main options when it comes to work within New Zealand; to work as an employee, or to work as a contractor. Each path offers a unique set of benefits and challenges that you may not have considered before. If you’re thinking of making a career change, are just entering into the workforce, or are thinking of buying a house and are wondering what sort of implications your work status may have on your lending ability, then keep reading.
Townhouse vs. Apartment – Which Should I Buy?
If you’re wanting your new home or investment property to be easily maintained, central, and relatively affordable for a new build, you may be considering a townhouse or apartment. But what are the major differences between the two and how do I weigh these against each other to make an educated decision? In this article we’ll go through the pros and cons of owning a townhouse or apartment and how to align this purchase with your future goals – whatever they may be!

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