For many couples these conversation end in a full-blown argument or with one or both parties shutting down and refusing to continue the discussion. As a general rule we haven’t been taught how to communicate effectively. This is why having a conversation about money where each partner has different beliefs, strategies and opinions can be difficult.

If you’re a homeowner in New Zealand, you probably dream of being mortgage-free well before retirement. But with rising interest rates, increasing loan terms, and financial pressures, more and more Kiwis are still paying off their mortgage in their 60s and 70s—a situation that can severely limit your lifestyle and financial security in retirement.

Feeling a little dizzy trying to keep up with the news on OCR drops, mortgage rates, and the dreaded "R" word—recession? You’re not alone! So many homeowners have been Googling their hearts out, searching for answers to burning questions about what all these changes mean for their wallets, homes, and futures.

Talking about money with your partner, family, or friends can feel extremely awkward and uncomfortable, but let’s face it... money makes the world go 'round. It’s something we all have to manage, no matter how much we’d rather avoid the topic. It can be worthwhile getting loved one’s advice, as they may know a lot more than you on a particular money-related topic!

Navigating through the world of property can often feel pretty overwhelming, but not when you’re alone! This industry lends itself to so many knowledgeable professionals who know the market, the rules, and the all of the key hacks to ensure you get the best deal when it comes to buying, borrowing, subdividing, renting, and much more. Whether you’re a seasoned home buyer looking to grow your property portfolio, or a first home buyer looking to get their foot in the door, this article will talk you through exactly what these property professionals do and can help you with so that you can feel confident when taking your next steps and wherever they may lead you!

Buying your first home is an exciting milestone, but navigating the world of home loans can feel very overwhelming. With so many terms, lenders, regulations, and options to consider, it’s easy to get lost along the way. In this article we break down the essentials so you can feel confident about securing the right loan and making your dream of homeownership a reality.

Buying property is a great way to begin to build wealth for you and your family, but depending on your financial situation, equity position, and the banks tightening their debt-to-income ratios, it may be a “no” from the banks when it comes to lending.

Asking for a raise right now might sound a little crazy. With government job cuts, unemployment on the rise, and economic uncertainty looming, the timing seems less than ideal. But here’s the truth: life isn’t getting any cheaper, and your hard work deserves to be recognized. While the thought of negotiating a salary increase in the middle of a cost of living crisis might feel intimidating, it’s not impossible. In fact, it could be the smartest move you make this year. In this article you’ll learn 08 ways on how to ask for a raise in the current market, and how to do it right.

For the first time in years, it’s a buyer's market in New Zealand and it’s never been a better time to buy for first home buyers. Yes, interest rates are still high, but house prices are the lowest they’ve been in years; still sitting at around 16% lower than when prices peaked in November 2021. Although the market is tough out there, sellers are motivated to sell, making it a great time for first home buyers (that’s you) looking to get a good deal on your first home.