Everything you need to know about creating budgets, saving plans, making extra money & paying down debt so you can begin to build wealth for you and your family.

Did you know that 90% of our clients who come to us, come to us with a mortgage structure that is completely wrong for them? They're always paying too much interest and the structure of their mortgage is not based on their financial goals, or any particular strategy. It’s not their fault either, it’s probably what someone at the bank told them to do, or maybe it was a well-meaning friend or family member. But the bottom line is that you need a strategy for your mortgage, and this advice is the same when it comes to refixing it.

Some people are great at budgeting, it’s second nature to them, the minute they get paid, they put aside money for their expenses, savings, entertainment etc. And ensure they have a bit of wiggle room to make it to their next pay day. Others spend their pay check like it’s feast or famine. They tend to blow most of it within the first week and then live like a pauper until their next pay day rolls around again.

We’re hearing a few stories in the media lately about families being forced to sell or move out of their homes due to defaulting on mortgage repayments. If you're finding it difficult to make your mortgage repayments and are wanting a little wiggle room, this article will teach you 5 ways to ease the pressure of mortgage repayments and put more of your disposable income back into your budget WITHOUT chasing lower interest rates.

If your wallet is feeling a bit emptier these days, you may be wondering, how can I save a bit more money on my everyday expenses? Learn our 5 different steps you can implement right now to save $50-$200 in your current budget that you can use to improve your lifestyle, pay down debt, or use to invest.

Many of us are feeling the financial pinch a bit too much currently; slashing our budgets to the bare minimum, putting all we can into savings, and saying no to the things we really want. But sometimes all the frugality in the world just doesn’t cut it and you need to earn more money to get by. In this article, we’ll give you 6 simple ways you can make extra cash so your bank account looks that little bit healthier and the forecast for your financial situation looks a bit brighter.

Kiwis get short term personal loans for various reasons such as financing a new car, renovating their house, putting deposits down for their wedding and more. But there are pitfalls to these incredibly easy to attain short-term loans. We go through their pros and cons as well as our top five alternatives to short term personal loans.


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In this article, you’ll learn how you can achieve the lowest interest rate with your bank and how you can save on …

When will interest rates go down in the current market? In this article, we’ll give you three tips on how to predict whether interest rates are going to go up or down.

If you’re thinking that there is A LOT going on in the property market at the moment, you’re right. House prices are down, interest rates are up, and we have a new government whose policies aim to make owning rental properties a bit easier. During a time like this when house prices are down, you may be wondering whether it’s a good time to buy an investment property to build up your wealth. But how do you know?

What is happening in the housing market right now? Is it on its way up? Is it still on a downward trajectory or is it staying the same? And what on earth does this mean for me? In this article we are going to be talking about what's happening right now in the housing market and what Jeff is seeing from his perspective. We’ll also be talking about what opportunities you can be looking forward to, and what you can be doing right now to prepare to make the most of those opportunities.