For many couples these conversation end in a full-blown argument or with one or both parties shutting down and refusing to continue the discussion. As a general rule we haven’t been taught how to communicate effectively. This is why having a conversation about money where each partner has different beliefs, strategies and opinions can be difficult.
If you’re a homeowner in New Zealand, you probably dream of being mortgage-free well before retirement. But with rising interest rates, increasing loan terms, and financial pressures, more and more Kiwis are still paying off their mortgage in their 60s and 70s—a situation that can severely limit your lifestyle and financial security in retirement.
Feeling a little dizzy trying to keep up with the news on OCR drops, mortgage rates, and the dreaded "R" word—recession? You’re not alone! So many homeowners have been Googling their hearts out, searching for answers to burning questions about what all these changes mean for their wallets, homes, and futures.
Talking about money with your partner, family, or friends can feel extremely awkward and uncomfortable, but let’s face it... money makes the world go 'round. It’s something we all have to manage, no matter how much we’d rather avoid the topic. It can be worthwhile getting loved one’s advice, as they may know a lot more than you on a particular money-related topic!
We’re hearing a few stories in the media lately about families being forced to sell or move out of their homes due to defaulting on mortgage repayments. If you're finding it difficult to make your mortgage repayments and are wanting a little wiggle room, this article will teach you 5 ways to ease the pressure of mortgage repayments and put more of your disposable income back into your budget WITHOUT chasing lower interest rates.
If your wallet is feeling a bit emptier these days, you may be wondering, how can I save a bit more money on my everyday expenses? Learn our 5 different steps you can implement right now to save $50-$200 in your current budget that you can use to improve your lifestyle, pay down debt, or use to invest.
Many of us are feeling the financial pinch a bit too much currently; slashing our budgets to the bare minimum, putting all we can into savings, and saying no to the things we really want. But sometimes all the frugality in the world just doesn’t cut it and you need to earn more money to get by. In this article, we’ll give you 6 simple ways you can make extra cash so your bank account looks that little bit healthier and the forecast for your financial situation looks a bit brighter.
