How to Teach Kids Value-Based Spending (Without Money Fights or Power Struggles)
Learn how to teach kids value-based spending using simple, practical strategies that build confidence, responsibility, and healthy money habits.
Learn how to teach kids value-based spending using simple, practical strategies that build confidence, responsibility, and healthy money habits.
The Christmas sales season is designed to make you spend more, faster. Learning how to shop with your own system allows you to enjoy the deals without stress, regret, or relying on credit and Buy Now Pay Later.
Planning for Christmas doesn’t have to mean stress, debt, or regret. With a simple, intentional money system, you can enjoy the season fully while protecting your financial wellbeing well into the new year.
Building an emergency fund is one of the most empowering financial decisions you can make. It's about taking control of your financial situation and protecting you and your family from falling into debt when life throws its inevitable curveballs!
In Part 1 of this series, we explored how to create a safe space, start financial conversations from a place of understanding, and how your unique money personalities can shape the way you approach spending and saving. Now, let’s dive deeper into how the words you choose and the way you communicate can either spark conflict or bring you closer. Plus, we’ll talk about how to create your shared vision of a “rich life” and why regular money check-ins can completely transform your relationship.
The homeownership landscape in New Zealand is challenging at the best of times, but for those in their 40s, this decade often represents an important period for re-evaluating your financial situation. Read on for tips on how to revamp your finances in your 40s.
For many couples these conversation end in a full-blown argument or with one or both parties shutting down and refusing to continue the discussion. As a general rule we haven’t been taught how to communicate effectively. This is why having a conversation about money where each partner has different beliefs, strategies and opinions can be difficult.
If you’re a homeowner in New Zealand, you probably dream of being mortgage-free well before retirement. But with rising interest rates, increasing loan terms, and financial pressures, more and more Kiwis are still paying off their mortgage in their 60s and 70s—a situation that can severely limit your lifestyle and financial security in retirement.
Feeling a little dizzy trying to keep up with the news on OCR drops, mortgage rates, and the dreaded "R" word—recession? You’re not alone! So many homeowners have been Googling their hearts out, searching for answers to burning questions about what all these changes mean for their wallets, homes, and futures.
If you’re wanting your new home or investment property to be easily maintained, central, and relatively affordable for a new build, you may be considering a townhouse or apartment. But what are the major differences between the two and how do I weigh these against each other to make an educated decision? In this article we’ll go through the pros and cons of owning a townhouse or apartment and how to align this purchase with your future goals – whatever they may be!