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How can I make extra money?

Many of us are feeling the financial pinch a bit too much currently; slashing our budgets to the bare minimum, putting all we can into savings, and saying no to the things we really want. But sometimes all the frugality in the world just doesn’t cut it and you need to earn more money to get by. In this article, we’ll give you 6 simple ways you can make extra cash so your bank account looks that little bit healthier and the forecast for your financial situation looks a bit brighter. 

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1. Sell unused items 

Go on Trade Me or Facebook Marketplace and sell items you don’t really use. If you don’t use certain items more than 4 times a year, you don’t need it! Clothes, furniture, sporting equipment and more can be sold for extra cash. Don’t know how to use the platforms? Get a friend or family member to help you.  

2. Create a service 

If you have a skill that you can use to freelance, do it! This can be what you currently do, this can be a hobby, or another sort of skill you have that you could monetize. There are a bunch of different platforms you can advertise your service on such as Freelancer, Fiverr and Upwork. Freelance after hours or on the weekends to earn that bit extra. 

3. Sell a product 

Similar to number two, if you have a skill that allows you to make products, or have the time to learn a new skill, you can sell these products such as candles, soap, woodwork, artwork and more. You can sell these online, on Marketplace or in person at markets in your local area.  

Piggy bank on the beach

4. Get a flatmate or a border 

 If you own the house you live in, you can get a flat mate or border to come and rent out a room in your house. This will ensure you’re getting a good influx of cash on a weekly or fortnightly basis. You can easily jump onto the Tenancy Services website and download a tenancy agreement form. There are many Facebook groups such as Flatmates wanted and websites such as Trade Me where you can advertise the room on.  

 5. Get a part-time job  

Number five is get a part time job. This can actually be fun if your full-time job is sitting at a desk. Maybe you want to run Zumba classes if you’re a certified instructor, work in a cafe where you’re on your feet, or become an Uber driver if you love small talk. Whatever it is, it can be a bit of fun and make you extra money.  

6. Ask for a pay rise

If you’ve been at the same job for a long time, you’re likely underpaid. Apply for a promotion at your current job or take a new job in the same industry where you’ll get paid more. Now, I’m not trying to tell everyone to leave their jobs, but for many people, this is something that can significantly increase their income. We’ve had a client who recently got a $44,000 increase in their income because that’s exactly what she did. She looked around and said, I can get more at another job. For most, $44,000 is a life changing increase to your income, so remember – don’t undervalue your skillset! 


If you’re looking for a bit of financial guidance, book a 15-minute chat with us so we can look over just a big picture of your situation and let you know how we can help. 

Keep in mind this article is providing general information and not individual financial advice.