mortgage Archives

What Happens When I Sell My First House To Buy My Next House?

Post author:jacque
Post published:July 24, 2024
Post category:Property

The current property market is looking quite bleak around the entire country. There is a more supply than demand currently, meaning that it’s a buyers market. This can be great if you’re thinking of purchasing a new house, but there may be some things that could trip you up when it comes to selling your own. In this article, we’ll discuss what the selling process involves, what the buying process involves and a top tip from our Founder and Mortgage Broker, Jeff, that might just save you from a very costly mistake and help you navigate this significant transition smoothly. Let’s get into it!

How to Cut 20 Years Off of a Mortgage Without Increasing Regular Repayments

Post author:jacque
Post published:January 24, 2024
Post category:Lending

Learn how you can cut 20 years off your mortgage without increasing regular repayments and as a result, pay a lot less in interest, saving you hundreds of thousands of dollars.

How to get the lowest interest rates in a high-interest rate market

Post author:jacque
Post published:January 12, 2024
Post category:Lending

In this article, you’ll learn how you can achieve the lowest interest rate with your bank and how you can save on your mortgage in the current market, with two…

When will home loan interest rates go down?

Post author:jacque
Post published:January 10, 2024
Post category:Lending

When will interest rates go down in the current market? In this article, we’ll give you three tips on how to predict whether interest rates are going to go up or down.

Mortgages for the Self-Employed

Post author:jacque
Post published:October 5, 2023
Post category:Lending

If you're wanting to secure a mortgage while you’re self-employed then listen up as this blog is for you! If you are self-employed and have a self-employed income; you may be wondering; how can I make the bank see that I actually have enough income to pay my bills so I that can afford a mortgage?

How to Refinance Your Mortgage

Post author:jacque
Post published:September 13, 2023
Post category:Lending

If you’re looking to ditch your old bank, get lower mortgage repayments and possibly save hundreds of thousands of dollars in home loan interest but are wondering how to do it, then keep on reading. In this article, we’ll give you the 7 steps on how to refinance your mortgage so you can save the most time, stress and money when it comes to refinancing your mortgage.

How to Structure Your Mortgage During the Different Stages of Your Life

Post author:jacque
Post published:September 1, 2023
Post category:Lending

Securing a mortgage is usually the most significant financial commitment you’ll ever make, and it sticks with us for 30 odd years! From early adulthood when we're just starting to build our careers, to the midlife years when we might be considering a bigger family home, and finally to retirement when our housing needs change once again. In this article, we’ll talk you through how to structure your mortgage during the different stages of your life and the pros and cons of each of these structures.

What to do When Your Mortgage Rate Increases

Post author:jacque
Post published:June 27, 2023
Post category:Your Money

Rising interest rates continue to be a hot topic as more and more New Zealanders are having to refix after the much lower interest rates on offer during the pandemic. With more money going out to pay off your mortgage, we can you do? We ask this question and more to our Co-Founder of Futurebound and Financial Coach, Jeff, to put your mind at ease about rising interest rates and mortgage repayments.

Which home loan rate is best?

Post author:jacque
Post published:May 10, 2023
Post category:Lending

When it comes to home loans there are so many different options for rates. Which home loan rate is best for my situation? Do I go fixed, floating or interest only? Learn about the different home loan rates and which option may be best for you and your family and how to use these rates to your advantage.

Should I refinance my mortgage to get a lower interest rate?

Post author:jacque
Post published:April 26, 2023
Post category:Lending

In this article, you’ll learn whether or not you should be refinancing and three points to consider before you move that might help put some extra money in your wallet.

Latest Blogs

What Happens When I Sell My First House To Buy My Next House?
The current property market is looking quite bleak around the entire country. There is a more supply than demand currently, meaning that it’s a buyers market. This can be great if you’re thinking of purchasing a new house, but there may be some things that could trip you up when it comes to selling your own. In this article, we’ll discuss what the selling process involves, what the buying process involves and a top tip from our Founder and Mortgage Broker, Jeff, that might just save you from a very costly mistake and help you navigate this significant transition smoothly. Let’s get into it!
Contractor vs. Employee: Which is Best For Me?
There are two main options when it comes to work within New Zealand; to work as an employee, or to work as a contractor. Each path offers a unique set of benefits and challenges that you may not have considered before. If you’re thinking of making a career change, are just entering into the workforce, or are thinking of buying a house and are wondering what sort of implications your work status may have on your lending ability, then keep reading.
Townhouse vs. Apartment – Which Should I Buy?
If you’re wanting your new home or investment property to be easily maintained, central, and relatively affordable for a new build, you may be considering a townhouse or apartment. But what are the major differences between the two and how do I weigh these against each other to make an educated decision? In this article we’ll go through the pros and cons of owning a townhouse or apartment and how to align this purchase with your future goals – whatever they may be!

MY ABUNDANT LIFE VIRTUAL SUMMIT