When it comes to home loans there are so many different options for rates. Which home loan rate is best for my situation? Do I go fixed, floating or interest only? Learn about the different home loan rates and which option may be best for you and your family and how to use these rates to your advantage.
In this article, you’ll learn whether or not you should be refinancing and three points to consider before you move that might help put some extra money in your wallet.
The housing market is receiving a lot of media attention at the moment as house prices continue to fall and interest rates continue to rise. This article aims to give you some context to New Zealand’s (and Wellington’s) current housing market and will talk through the three main points you may be considering before buying your first home that might be keeping you on the fence.
Learn the difference between refixing a mortgage, restructuring a mortgage and refinancing a mortgage. We’ll also teach you why these terms are so important and how they can apply to your mortgage to help you save more money on interest and help you pay off your mortgage a lot faster.
What is split banking? When it comes to building wealth with property investment to reach mortgage and financial freedom, control over your financial situation is key. The problem is when you get money from the bank to buy your rental property, they have a certain amount of decision-making power over your money.
Learn how to refinance your mortgage. In times when interest rates are going up it makes sense to shop around to find a better mortgage deal to get a bit of relief in your wallet.
Learn how short term debt can impact a mortgage application. Short term debt is so easy to use. Depending on your income levels and how much lending you are applying for, short term debt can stop you from getting
Mortgage Broking 101 teaches you what a Mortgage Broker does and how they can help you into buying your first home, next home or an investment property. Looking at buying your first-ever home? We know how daunting this can be. The information, the paperwork, and new terminology, some of which you may have never come across before, all seem excessive and overwhelming.
Learn about the difference between a revolving credit and an offset loan and the advantages and disadvantages of both. The whole point of revolving credits and offset loans is to save you interest through ‘offsetting’.
Learn about the difference between a revolving credit and an offset loan and the advantages and disadvantages of both. The whole point of revolving credits and offset loans is to save you interest through ‘offsetting’.