Many of us feel like there’s a lot more money going out of our accounts over the past two years than money going into it. That may leave you pondering whether you should open a high-interest savings account to get a good return on investment OR pay down your debts such as your mortgage, car loans etc. So that you don’t have to fret as much when interest rates rise. In this article, we’re going to demystify this decision for you, helping you decide what is the best decision for your financial situation.