How to Grow a Passive Income through Property Investment
Learn how to grow a passive income through property investment. Your property investment strategy needs to include a clear plan for how you’re going to turn your investment into cashflow.
How to Avoid Overspending in NZ’s Christmas–Summer Sales Season
The Christmas sales season is designed to make you spend more, faster. Learning how to shop with your own system allows you to enjoy the deals without stress, regret, or relying on credit and Buy Now Pay Later.
The Christmas Money System
Planning for Christmas doesn’t have to mean stress, debt, or regret. With a simple, intentional money system, you can enjoy the season fully while protecting your financial wellbeing well into the new year.
How To Ask For A Raise During A Cost Of Living Crisis
Asking for a raise right now might sound a little crazy. With government job cuts, unemployment on the rise, and economic uncertainty looming, the timing seems less than ideal. But here’s the truth: life isn’t getting any cheaper, and your hard work deserves to be recognized. While the thought of negotiating a salary increase in the middle of a cost of living crisis might feel intimidating, it’s not impossible. In fact, it could be the smartest move you make this year. In this article you’ll learn 08 ways on how to ask for a raise in the current market, and how to do it right.
10 Budget-Friendly Date Nights And Family Activities During A Cost Of Living Crisis
Two weeks ago, the Reserve Bank lowered the OCR by 0.25%, bringing it down from 5.5% to 5.25% - phew! Although this change doesn’t seem like a lot, many of…
7 Ways To Lower Your Cost Of Living AND Elevate Your Lifestyle
Official cash rate, dovish, rate cuts, inflation. Cut to the chase please – what does this mean for me and my family? The Reserve Bank recently reviewed New Zealand’s official cash rate and decided to hold it steady at 5.5% with hints towards small rate cuts being expected as soon as the end of this year meaning we’ll start to see interest rates (thankfully) decreasing.
Townhouse vs. Apartment – Which Should I Buy?
If you’re wanting your new home or investment property to be easily maintained, central, and relatively affordable for a new build, you may be considering a townhouse or apartment. But what are the major differences between the two and how do I weigh these against each other to make an educated decision? In this article we’ll go through the pros and cons of owning a townhouse or apartment and how to align this purchase with your future goals – whatever they may be!
How to Earn a Passive Income
In today's fast-paced, hard-working world, the concept of passive income and how to obtain it is becoming increasingly popular. Who wouldn't want to earn money while sleeping, traveling, or spending time with loved ones? Passive income streams offer a way to build wealth without constantly trading time for money. For those of you who are thinking – “why don’t I just manage this property myself? It’ll save me money as opposed to working with a property manager, and it sounds relatively straightforward” approach with caution - there can be many hidden risks that you’ll uncover along the way, which may cost you thousands.
How to Cut 20 Years Off of a Mortgage Without Increasing Regular Repayments
Learn how you can cut 20 years off your mortgage without increasing regular repayments and as a result, pay a lot less in interest, saving you hundreds of thousands of dollars.
Get Yourself Sorted Series: How to prepare your finances for a recession
If you're thinking that we're heading into a deeper recession you may be right. Like most New Zealanders looking to the future, you might wondering, how can I prepare my finances so that the financial blow is more of a light graze? We share five ways for you to prepare your finances for a recession so that you can have peace of mind when the next one strikes our economy.