Your Money Archives

How can I make extra money?

Post author:jacque
Post published:July 13, 2023
Post category:Your Money

Many of us are feeling the financial pinch a bit too much currently; slashing our budgets to the bare minimum, putting all we can into savings, and saying no to the things we really want. But sometimes all the frugality in the world just doesn’t cut it and you need to earn more money to get by. In this article, we’ll give you 6 simple ways you can make extra cash so your bank account looks that little bit healthier and the forecast for your financial situation looks a bit brighter.

Should I get a short-term loan?

Post author:jacque
Post published:July 5, 2023
Post category:Your Money

Kiwis get short term personal loans for various reasons such as financing a new car, renovating their house, putting deposits down for their wedding and more. But there are pitfalls to these incredibly easy to attain short-term loans. We go through their pros and cons as well as our top five alternatives to short term personal loans.

What to do When Your Mortgage Rate Increases

Post author:jacque
Post published:June 27, 2023
Post category:Your Money

Rising interest rates continue to be a hot topic as more and more New Zealanders are having to refix after the much lower interest rates on offer during the pandemic. With more money going out to pay off your mortgage, we can you do? We ask this question and more to our Co-Founder of Futurebound and Financial Coach, Jeff, to put your mind at ease about rising interest rates and mortgage repayments.

Get Yourself Sorted Series: How to prepare your finances for a recession

Post author:jacque
Post published:June 14, 2023
Post category:Your Money

If you're thinking that we're heading into a deeper recession you may be right. Like most New Zealanders looking to the future, you might wondering, how can I prepare my finances so that the financial blow is more of a light graze? We share five ways for you to prepare your finances for a recession so that you can have peace of mind when the next one strikes our economy.

I have bought an investment property, how much money do I set aside to manage it?

Post author:jacque
Post published:May 24, 2023
Post category:Your Money

If you’ve recently bought an investment property, or are thinking of buying an investment property, way to go! An investment property can be a great way to achieve a bit of passive income, grow your equity, and get a bit more financial freedom for you and your family.

Why Was My Mortgage Application Rejected: Test Interest Rates

Post author:jacque
Post published:October 31, 2022
Post category:Your Money

Find out one of the behind-the-scenes reasons why the bank has rejected your mortgage application and what test interest rates are.

What Type of Income Do I Need To Get a Mortgage

Post author:jacque
Post published:October 20, 2022
Post category:Your Money

Banks don't like you, and that may very well be because even though you earn a lot, you don't have the right type of income to get a mortgage. So what type of income is needed to get a mortgage?

Why Was My Mortgage Application Rejected: Benchmark Lifestyle Expenses

Post author:jacque
Post published:October 13, 2022
Post category:Your Money

One of the reasons your mortgage application might have been denied is due to benchmark lifestyle expenses. When you declare your expenses in your application, even if they’re accurate, the bank will increase them, if they are lower than their minimum amount for that expense.

Paying Your Kids for Chores: What We Learned

Post author:jacque
Post published:August 25, 2022
Post category:Your Money

Paying your kids for chores - should you do it? One of the ways to make a difference for your family and community is to teach your kids about money and how to make wise choices with it.

How to Reduce Risk while Wealth Building

Post author:jacque
Post published:July 14, 2022
Post category:Your Money

Learn how to reduce your financial risk while wealth building. In a perfect world, all your investments would always increase in value, income would continually flow in and your plans would always have the best outcomes. But this isn’t the perfect world.

Latest Blogs

How to Talk About Money with Your Partner or Family
Talking about money with your partner, family, or friends can feel extremely awkward and uncomfortable, but let’s face it... money makes the world go 'round. It’s something we all have to manage, no matter how much we’d rather avoid the topic. It can be worthwhile getting loved one’s advice, as they may know a lot more than you on a particular money-related topic!
Key Professionals You Need When Buying a House
Navigating through the world of property can often feel pretty overwhelming, but not when you’re alone! This industry lends itself to so many knowledgeable professionals who know the market, the rules, and the all of the key hacks to ensure you get the best deal when it comes to buying, borrowing, subdividing, renting, and much more. Whether you’re a seasoned home buyer looking to grow your property portfolio, or a first home buyer looking to get their foot in the door, this article will talk you through exactly what these property professionals do and can help you with so that you can feel confident when taking your next steps and wherever they may lead you!
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Buying your first home is an exciting milestone, but navigating the world of home loans can feel very overwhelming. With so many terms, lenders, regulations, and options to consider, it’s easy to get lost along the way. In this article we break down the essentials so you can feel confident about securing the right loan and making your dream of homeownership a reality.

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