mortgage Archives

Four Reasons to Refinance Your Mortgage

Post author:Jacque
Post published:July 21, 2022
Post category:Lending

Learn how to refinance your mortgage. In times when interest rates are going up it makes sense to shop around to find a better mortgage deal to get a bit of relief in your wallet.

Four Reasons to Pay off Your Mortgage before Investing in Shares

Post author:Jacque
Post published:June 30, 2022
Post category:Your Money

Learn four important reasons as to why you should pay off your mortgage before you invest in the share market. Your plan for getting mortgage and financially free is coming together and now you’re wondering what’s the best way to invest your seed capital.

Three Common Mistakes when Building a Property Portfolio Quickly

Post author:Jacque
Post published:May 5, 2022
Post category:Property

Many people want to build a property portfolio as fast as possible. But with the potential for big reward comes three common mistakes when building this portfolio. Learn what these mistakes are and how to avoid them when it comes to building your property portfolio.

Jeff’s Two Cents: How To Avoid Break Fees

Post author:Jacque
Post published:July 31, 2021
Post category:Lending

Learn about the difference between a revolving credit and an offset loan and the advantages and disadvantages of both. The whole point of revolving credits and offset loans is to save you interest through ‘offsetting’.

Revolving Credits vs Offset Loans – What are they and which option is right for me?

Post author:Jacque
Post published:May 18, 2021
Post category:Lending

House and family cut out with a rent money bag

What is Positive and Negative Gearing?

Post author:Jacque
Post published:June 16, 2020
Post category:Property

Learn the difference between what a positively geared rental property and a negatively geared rental property is and how this affects your rental income.

How to Read Your Pre-approval Letter

Post author:Jacque
Post published:May 30, 2020
Post category:Lending

Learn how to read your pre-approval letter from your bank or lender, what you should pay attention to and take note of such as the expiry date for the letter, conditions and so on.

4 Savings Goals Everyone Should Have Before Buying a House

Post author:Jacque
Post published:April 2, 2020
Post category:Your Money

Wouldn't it be nice to fast forward to your first home purchase? Well, it doesn't work like that. You should reach these 4 essential savings goals before you can start…

5 Pros and Cons of a 10% First Home Deposit

Post author:Jacque
Post published:September 1, 2019
Post category:Lending

Learn about the top five pros and cons when it comes to purchasing a house with only a 10% deposit to ensure you’re prepared to buy a house.

Latest Blogs

How to Talk About Money in Your Relationships Part 01
For many couples these conversation end in a full-blown argument or with one or both parties shutting down and refusing to continue the discussion. As a general rule we haven’t been taught how to communicate effectively. This is why having a conversation about money where each partner has different beliefs, strategies and opinions can be difficult.
How To Pay Off Your Mortgage Faster And Retire Mortgage Free
If you’re a homeowner in New Zealand, you probably dream of being mortgage-free well before retirement. But with rising interest rates, increasing loan terms, and financial pressures, more and more Kiwis are still paying off their mortgage in their 60s and 70s—a situation that can severely limit your lifestyle and financial security in retirement.
10 Questions Answered About The OCR Drop, Your Mortgage And The Recession
Feeling a little dizzy trying to keep up with the news on OCR drops, mortgage rates, and the dreaded "R" word—recession? You’re not alone! So many homeowners have been Googling their hearts out, searching for answers to burning questions about what all these changes mean for their wallets, homes, and futures.