first home buyers Archives

Key Professionals You Need When Buying a House

Post author:Luke Libby
Post published:November 21, 2024
Post category:Lending

Navigating through the world of property can often feel pretty overwhelming, but not when you’re alone! This industry lends itself to so many knowledgeable professionals who know the market, the rules, and the all of the key hacks to ensure you get the best deal when it comes to buying, borrowing, subdividing, renting, and much more. Whether you’re a seasoned home buyer looking to grow your property portfolio, or a first home buyer looking to get their foot in the door, this article will talk you through exactly what these property professionals do and can help you with so that you can feel confident when taking your next steps and wherever they may lead you!

Home Loans Explained

Post author:admin
Post published:October 29, 2024
Post category:Lending Property

Buying your first home is an exciting milestone, but navigating the world of home loans can feel very overwhelming. With so many terms, lenders, regulations, and options to consider, it’s easy to get lost along the way. In this article we break down the essentials so you can feel confident about securing the right loan and making your dream of homeownership a reality.

First home buyers – 09 Reasons why you need to stop looking for your dream house

Post author:jacque
Post published:September 8, 2024
Post category:Property

For the first time in years, it’s a buyer's market in New Zealand and it’s never been a better time to buy for first home buyers. Yes, interest rates are still high, but house prices are the lowest they’ve been in years; still sitting at around 16% lower than when prices peaked in November 2021. Although the market is tough out there, sellers are motivated to sell, making it a great time for first home buyers (that’s you) looking to get a good deal on your first home.

I am buying a new build. What can I do to protect myself in the current market?

Post author:jacque
Post published:May 24, 2023
Post category:Property

When buying a new build, whether for an investment property or your family home, it pays to be cautious. As the housing market cools, it has become obvious that some building companies have bitten off more than they can chew and cannot fulfil their duties as to the costs, timeframes or builds promised to their home buyers.

Should I buy my first home in the current market?

Post author:jacque
Post published:April 26, 2023
Post category:Lending

The housing market is receiving a lot of media attention at the moment as house prices continue to fall and interest rates continue to rise. This article aims to give you some context to New Zealand’s (and Wellington’s) current housing market and will talk through the three main points you may be considering before buying your first home that might be keeping you on the fence.

Mortgage Broking 101

Post author:jacque
Post published:December 27, 2021
Post category:Lending

Mortgage Broking 101 teaches you what a Mortgage Broker does and how they can help you into buying your first home, next home or an investment property. Looking at buying your first-ever home? We know how daunting this can be. The information, the paperwork, and new terminology, some of which you may have never come across before, all seem excessive and overwhelming.

How to Read Your Pre-approval Letter

Post author:jacque
Post published:May 30, 2020
Post category:Lending

Learn how to read your pre-approval letter from your bank or lender, what you should pay attention to and take note of such as the expiry date for the letter, conditions and so on.

Should I rent or buy a house?

Post author:jacque
Post published:May 5, 2020
Post category:Property

We dive into four key topics and break down the costs to help you consider whether or not renting a house or buying a house is right for you.

4 Savings Goals Everyone Should Have Before Buying a House

Post author:jacque
Post published:April 2, 2020
Post category:Your Money

Wouldn't it be nice to fast forward to your first home purchase? Well, it doesn't work like that. You should reach these 4 essential savings goals before you can start…

5 Pros and Cons of a 10% First Home Deposit

Post author:jacque
Post published:September 1, 2019
Post category:Lending

Learn about the top five pros and cons when it comes to purchasing a house with only a 10% deposit to ensure you’re prepared to buy a house.

Latest Blogs

Key Professionals You Need When Buying a House
Navigating through the world of property can often feel pretty overwhelming, but not when you’re alone! This industry lends itself to so many knowledgeable professionals who know the market, the rules, and the all of the key hacks to ensure you get the best deal when it comes to buying, borrowing, subdividing, renting, and much more. Whether you’re a seasoned home buyer looking to grow your property portfolio, or a first home buyer looking to get their foot in the door, this article will talk you through exactly what these property professionals do and can help you with so that you can feel confident when taking your next steps and wherever they may lead you!
Home Loans Explained
Buying your first home is an exciting milestone, but navigating the world of home loans can feel very overwhelming. With so many terms, lenders, regulations, and options to consider, it’s easy to get lost along the way. In this article we break down the essentials so you can feel confident about securing the right loan and making your dream of homeownership a reality.
Banks Said No? The Risks of Second Tier Lending
Buying property is a great way to begin to build wealth for you and your family, but depending on your financial situation, equity position, and the banks tightening their debt-to-income ratios, it may be a “no” from the banks when it comes to lending.

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