Learn about the different types of spending and how much each should be with our spending plan and take control of your finances. Understanding each type of spending will help you get an overview of your spending, quickly adjust your spending plan when needed, and allow you to do simple financial health checks periodically.
Learn how short term debt can impact a mortgage application. Short term debt is so easy to use. Depending on your income levels and how much lending you are applying for, short term debt can stop you from getting
Learn to financially prepare for a baby. While a new arrival is an exciting change, it also means some big changes for your finances. The average cost of raising a child in New Zealand is around $16,000 per year.
Learn about the difference between a revolving credit and an offset loan and the advantages and disadvantages of both. The whole point of revolving credits and offset loans is to save you interest through ‘offsetting’.
Teaching our children, teens and young adults how to manage their finances is an essential life skill. In this article, I talk to Luke, a 16-year-old who has just landed his first part-time job working in hospitality. Luke was given a formula by his parents that emphasised the importance of savings from his first pay check.
Learn about zero-sum budgeting and how to use it to gain money success. Most people hate budgeting, but love having control. They haven’t realized that budgeting is all about having control.
Wouldn't it be nice to fast forward to your first home purchase? Well, it doesn't work like that. You should reach these 4 essential savings goals before you can start…