Learn the difference between refixing a mortgage, restructuring a mortgage and refinancing a mortgage. We’ll also teach you why these terms are so important and how they can apply to your mortgage to help you save more money on interest and help you pay off your mortgage a lot faster.
Find out one of the behind-the-scenes reasons why the bank has rejected your mortgage application and what test interest rates are.
Banks don't like you, and that may very well be because even though you earn a lot, you don't have the right type of income to get a mortgage. So what type of income is needed to get a mortgage?
One of the reasons your mortgage application might have been denied is due to benchmark lifestyle expenses. When you declare your expenses in your application, even if they’re accurate, the bank will increase them, if they are lower than their minimum amount for that expense.
Learn some considerations before you renovate your existing home with a mortgage top-up or upgrade to a home that better meets your needs but has a larger mortgage.
Paying your kids for chores - should you do it? One of the ways to make a difference for your family and community is to teach your kids about money and how to make wise choices with it.
Learn about each team member you’ll need on your property investment team and what part they play. Property investment is like a team sport. Your success or failure will largely depend on who’s on your team.
What is split banking? When it comes to building wealth with property investment to reach mortgage and financial freedom, control over your financial situation is key. The problem is when you get money from the bank to buy your rental property, they have a certain amount of decision-making power over your money.
Learn how to refinance your mortgage. In times when interest rates are going up it makes sense to shop around to find a better mortgage deal to get a bit of relief in your wallet.
Learn how to reduce your financial risk while wealth building. In a perfect world, all your investments would always increase in value, income would continually flow in and your plans would always have the best outcomes. But this isn’t the perfect world.
