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Money Management

Create a strong financial foundation that will safeguard your future by better managing your money. Learn how to create a spending plan, automate your savings and put proper, attainable steps in place to ensure you reach your financial goals. We understand how hard budgeting can be for some people, which is why we offer a range of practical resources, educational guides, and ongoing support to ensure you remain on track.

How does Money Management work?

You’re already doing it! Everyone manages there money simply by making decisions about how much to spend on what, when to do it and which methods to use. The question is how wise or poor are your decisions. In other words, are your decisions around money leading you to financial freedom or to a limited retirement?

Essentially, we help you to use wise money management strategies. No shortcuts and no cheating.   

 Using time-tested money principles, such as using a spending plan and saving to purchase and invest, means you’ll have the tools to reach your financial goals with reduced stress and long-term success.    

Say goodbye to the phrase, “Where did my money go?!”  

Why is this so important?

When you manage your money wisely, you’re in control of your money instead of being at its mercy. You get to intentionally create the secure financial future you want AND live the lifestyle you want.   

 For you to achieve this, you’ll need to know where you are now, where you want to go, and how to get there.  When you know your expenses and income, make a plan for how much to spend in each expense category and be consistent with that plan month after month, you intentionally tell your money where you want to go… 

And your money has no choice, but to listen.

Where does Futurebound come in?

Use our money management tool, Annual Spending Plan, to give you a strong financial foundation. Using the instructions and tutorials in the Excel spreadsheet, you’ll complete your very own zero-sum budget.   

 This style of budgeting gives you the ability to decide what to do with your money before you get it, reducing the chance you’ll make an emotional spending decision… or worse, no intentional decision at all. You’ll make a decision for every dollar, so each dollar is doing their job.  

 If you prefer to have multiple bank accounts for different types of spending (the buckets system), use the Account Buckets tab in the Annual Spending Plan to decide how many accounts to have and how much needs to be automatically transferred over each week, fortnight or month.   

Automate your plan

Use our Annual Spending Plan to calculate how much each automatic transfer between accounts and direct debits to pay bills should be according to the amount you identified in your spending plan.    

It’s as close to set it and forget it you can get when it comes to managing your money.   

Financial goals-driven help

Budgeting is no fun, but reaching your financial goals is freeing! We focus on helping you achieve financial success by showing you the money management strategies you need to:

  • Buy a first or rental property
  • Get freehold in 15 years or less
  • Save for investments

Get Access to our Annual Spending Plan

Our Annual Spending Plan makes budgeting and keeping track of your finances easy as, so you can see where you can cut out unnecessary spending, see opportunities to grow your savings, and more.

What you’ll get:

The plan includes your income and expenses in weekly, monthly and annual tabs.

Watch the video to see exactly how to set up your budget.

Benefits of Money Management

Save like a boss

With a good plan in place you’ll be able to reach your financial goals a lot more quickly and save towards what really matters.

Properly organise your expenses and savings

You’ll be able to give every dollar a purpose, which will help you stay on top of your financial goals and cut out unnecessary spending.

Get out of debt fast


“Don’t leave your financial freedom to chance, Jeff is incredibly knowledgeable and passionate about helping build a better future. Highly recommend Jeff and the team if you have a property and are looking to increase your wealth by looking at buying an investment property. With Jeff’s help it is easier than you may think!”




“He arranged loan approvals from multiple banks with best interest rateJeff was very helpful and supportive to us in buying our first home. He arranged loan approvals from multiple banks with best interest rates. Very patiently answered all my stupid questions and advised us on bank loan repayments and finance planning. This actually helped us a lot to get through the stressful times. I would definitely recommend to anyone wants to get into the market.”



“Jeff is a really nice and considerate guy who really has your best interests at heart. He’s helped shave off tens of thousands of dollars of interest repayments, as well as helped me understand and implement ways to cut my mortgage repayment timeframe by about two-thirds. Thanks, Jeff and the team!”