Home Loans Explained


Watch the playlist or choose the video you want below.

Home Loans Explained Playlist

01 What is LVR?

In this video:

  • What LVR means
  • What LVR is acceptable
  • Restrictions for high LVR 
  • Benefits of high LVR

02 What are LEP or LEM fees?

In this video:

  • What LEP and LEP mean
  • When do you get an LEP or LEM
  • How LEP and LEM work
  • When you can remove an LEM

03 How to use KiwiSaver for a First Home

In this video:

  • Who can use KiwiSaver
  • Things you need to know
  • How to get an approval letter

04 What are short-term debt mistakes?

In this video:

  • Why you should avoid short-term debt
  • 3 short-term debt mistakes
  • An alternative to using short-term debt


Other Series

Learn about the property professionals you need on your team


To build wealth with property you need the right team. Find out how conveyancers, surveyors, accountants and more fit into the property puzzle.

Better understand home loans and how they work


Find out what LVR means, how to use your KiwiSaver as a deposit and more.