Pay Off Your Mortgage Faster
Everyone should know how to pay off their mortgage in 15 years or less. Our financial coaches will teach you how to smash years off your mortgage and use the equity you’ve freed up in your current house to continue to build wealth. After all, the path to building wealth should not be a secret.
Our mortgage debt reduction recipe
Mortgage debt reduction requires a combination of four key ingredients. When combined, these ingredients form a powerful strategy that maximises the amount of years you can reduce your mortgage term by and minimises the total interest paid over the term of your loan.
Let’s look at each ingredient in more detail:
01
Offset Your Mortgage
Many banks offer a revolving credit or an offset account for a portion of your mortgage. This means you have the ability to not pay interest on that amount. Anytime you don’t have to pay interest, you save money. Therefore, this strategy is an excellent way to pay off your mortgage faster and save even more than simply getting the lowest interest rate.
02
Splitting your loans
Splitting the home loan into multiple fixed loans spreads your risk across multiple years. This is typically called a hedging strategy. If interest rates go up, it will only affect a portion of your mortgage, not all of it.
How do you split your home loan exactly?
It into depends on your situation. There is no one right way for everyone. A financial adviser with a mortgage debt reduction specialty will be able to analyse your situation and give you the best advice.
03
Paying extra repayments
Paying more than the minimum repayments is always important to paying off your mortgage faster. The two main ways to do this are making lump sum repayments and increasing your regular repayments.
04
Mortgage debt reduction specialist
Banks and most mortgage advisers don’t offer any type of advice regarding paying off your mortgage quicker. The mortgage advisers that do provide some type of mortgage structure advice usually leaves out several strategies – leaving money in the bank’s pockets.
Our advice is provided by mortgage debt reduction specialists who use years of experience to combine all the available strategies to give you a plan for saving the maximum on interest based on your situation.
We know the above is a lot to digest and, as paying off your mortgage as fast as possible is a long term commitment, repayments can fall by the wayside.
This is why you need plan – a plan that’s easy to stick to, easy to maintain and can be altered to suit your lifestyle – when and if it changes.
Find out how all 04 ingredients to pay off your mortgage super fast can work for you with your free mortgage savings report below!
Reaching mortgage & financial freedom with Futurebound is as easy as…
Initial Chat
Share your financial goals, dreams and desires with us and we’ll check that you’re financially prepared to take the next steps. If you’re not ready, you’ll learn what to do to get ready. Before moving forward, you’ll discover whether we’re the right fit and be confident that we can help you.
Plan & Strategy
Whether you’re looking to pay off your mortgage faster, getting a new mortgage, or changing an exisiting mortgage, we’ll dive deeper into your financial situation. You’ll receive a customised plan and strategy to ensure you’re on track to achieving mortgage and financial freedom.
Implementation
You’ll receive financial education, tools and support from our award-winning team to help you implement your personalised plan and strategy. You’ll receive mortgage advice that will significantly reduce your mortgage interest and help you pay off your mortgage in 7-10 years*
Client Stories
Chris’ story
Delilah’s story
Paying off your mortgage FAST without changing
your lifestyle
Your Fast Track Mortgage Plan combines all the mortgage debt reduction strategies and breaks them down into step by step instructions, showing you how to apply this recipe to your own mortgage.
You’ll receive:
01. A customised mortgage debt reduction plan that maximises your savings and meets your financial goals based on a budget you set
02. FREE practical resources to keep you on track to reaching your financial goals
03. Guidance from the Futurebound team on implementing and executing your Fast Track Mortgage Plan
04. Ongoing support to keep you on track and track your progress year after year
Since we believe everyone should know how to pay off their mortgage in 15 years or less, we provide a complimentary Fast Track Mortgage Plan with every mortgage we service (valued at $2000).
NEW FINANCIAL COACHING & EDUCATION APP
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Your secret weapon to paying off a mortgage in 7-10 years, slashing up to $400,000 in mortgage interest, making millions investing in property and living an abundant lifestyle by leaps and bounds is HERE!
Why Work With Futurebound?
Years of Expertise
We have 50+ years of combined experience and expertise within the Mortgage Advisory and Financial Coaching space, so you can ensure you’re in safe hands.
Award-winning Team
We’re an award-winning team, and are proud as punch about it! To view our awards we’ve received over the time we’ve been in business, check out our testimonials page.
Thought Leader
We are someone with trusted opinions within the mortgage and financial space. To view the publications we’ve been featured in, check out our testimonials page.
Tips
We educate so we can fill your knowledge gaps around financial concepts and information as we know it wasn’t learnt in school, your parents didn’t teach you, and the banks won’t tell you.
Tools
You’ll always get the right tools so you can implement quickly and apply what you’ve learned to your own situation as soon as possible
Support
We provide coaching and accountability to ensure you’re on the right track and that you don’t make any costly mistakes on your journey.
What Our Clients Say
Don’t take our word for it. Here’s what our clients say:
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